Access spending data through convenient web access for exceptional program reporting. Tried to use at Ann Taylor in Potomac Mills Mall, Woodbridge at 11:14am and told balance was only 1.44. Sutton Bank does not provide customer service for the Georgia Cash Assistance Program. The Card may only be used for personal, family or household purposes, and we may cancel your Card if we determine that it is being used for commercial purposes. Please read this Agreement carefully and keep it for future reference. These types of transactions include (i) ATM transactions, and (ii) point of sale, PIN, PINless, automated clearing house, or other debit transactions not processed by Visa. Other Phone. 26. Any different agreement regarding arbitration must be agreed to in writing. Secure payment processingWork with your banks or card processors to ensure the most trusted and validated tools and anti-fraud services are being used. Applicable law may require us to report to state government authorities any funds remaining with respect to your Card after a certain period of inactivity. The Gift Card Granny Visa or Mastercard is a prepaid Card issued by Sutton Bank. *When consolidating purchase volume processed through Marqetas platform in 2019. In that event, we may try to contact you at the address shown in our records. Administrative privileges should only be given to trusted IT staff and key personnel. You may reject the arbitration provision by sending us written notice within 45 days after your first card purchase. If you do not have enough funds available in your Card Account, you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount with cash or using another payment method. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions made with your Card. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. This Privacy Policy also tells how you can (i) limit the ways we share, or (ii) request corrections to the information we maintain about you. We will not charge you a fee to use your Card at any ATM owned by us (currently ATMs pertaining to the Interlink, Pulse and Plus networks), however, operators of other ATMs and cash dispensing devices, their networks, and merchants may charge you a fee. For errors involving new Cards, POS transactions, or foreign-initiated transactions, we may take up to ninety (90) days to investigate your complaint or question. Mega International Commercial Bank ( Visa credit and debit cards, JCB and MasterCard credit cards) Shin Kong Bank (Mastercard and Visa . Rewards associated with the Upgrade Card, when applicable, are provided by Upgrade, Inc. . Loads are available on the business day when final collected funds are received by us unless a longer time is permitted by applicable law. All Cards are issued by Sutton Bank and distributed and serviced by Majority USA, LLC. . IN THE EVENT THAT WE ARE HELD LIABLE TO YOU, YOU WILL ONLY BE ENTITLED TO RECOVER YOUR ACTUAL DAMAGES. We cannot accept responsibility for any email messages not received by you or for any delay in the receipt or delivery of any email notification. You and your mean the person who have received the Card and is authorized to use the Card as provided for in this Agreement. Lets talk about your use case and how we can help. These types of requests are done usually through email or phone and take place at the end of the business day when the victim is tired and less focused. Information for starting and maintaining a business. Our Business MoneyIQ page features useful information and videos to help your business navigate the increased threats from cyberattacks, Ransomware, DDoS attacks, tax fraud and more. For any other exception stated in our Agreement with you or by applicable law. Reap the benefits of your hard work, with our Platinum Credit Card. Our open API platform allows businesses to instantly issue cards and process payments. To activate your Card, follow the steps and instructions for activation in the App. Transactions Routed through the Visa System: Visa Zero Liability Protection. Keep record of your account in case your Card is lost, stolen, or destroyed. ARBITRATION OF YOUR CLAIM IS MANDATORY AND BINDING. 37. Amendment, Suspension and Cancellation. This Sutton Bank Cardholder Agreement (" Agreement ") constitutes the agreement between you, and Sutton Bank Attica, Ohio (" Sutton Bank " or " Issuer "), a FDIC insured member institution, outlining . FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388, 1. Any funds remaining on the Card after cancellation will be sent to you upon request via a refund check to the mailing address we have in our records. You are responsible for all transactions initiated by use of your Card, except as otherwise set forth herein. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. Judgment on the arbitration award may be entered in any court having jurisdiction. Simplify business expenses with this comprehensive solution, Pay for all your business expenses with a single program thats simple to use, Maximize your cash flow with flexible payment terms, Integrate with most technology platforms and accounting systems, A dedicated specialist from Scotiabank is ready to assist - from consultation to implementation to help ensure your team takes full advantage of the program, Access spending data through convenient web access for exceptional program reporting, Reduce purchasing administrative costs and improve operational efficiencies. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately, following the procedures in the section labeled Lost or stolen cards/unauthorized transfers below. There is no fee for this service. Visa Gift cards can be used nationwide in-store and online, where Visa debit cards are accepted. The Revenued Business Card Visa Commercial Card is powered by Marqeta. Most are the reloadable type. If any portion of this arbitration provision is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force. Assignment; Applicable Law; Severability. Perfect for startups launching a card program. We will reject any loads that exceed the maximum balance allowed on your Card. Requests for address or name changes may be subject to additional verification requirements. The Card is not a credit card. Encourage employees to challenge suspicious requests. Adult and Child/Youth Opal cards are also available over the counter from most retailers, including most convenience stores and newsagents. The end goal of a BEC fraud is to persuade the target to make a money transfer or send sensitive data to the attacker while believing they are executing a legitimate and regular business operation. Why you believe there is an error, and the dollar amount involved, 3. or Sutton Bank, Members FDIC, pursuant to a license from Visa U.S.A. Inc. ***Transactions may be subject to limitations under applicable law, including the Bank Secrecy Act and anti-money laundering laws. 2023 Sutton Bank Portions Copyright Kasasa, Ltd. All rights reserved. Skip to main content . A copy of this Agreement is available to you in the App and on the Website. Transactions in Foreign Currencies. Small business lending. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. After the code is run, your computer may become infected with malware. Buy Now, Pay Later. In its ordinary course of business, Sutton Bank may utilize a . Transaction limits point-of-sale. 1-16. The applicable exchange rate will be selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives or the government-mandated rate. The maximum amount that can be withdrawn is: per transaction: from ATM $510/International ATM $510, per day: from ATM $510/International ATM $510, per month: from ATM $2,500/International ATM $2,500. Score Some Rewards. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. Visit the one-stop shop for learning about doing business in Ohio. They use a variety of tools including phishing emails, compromised legitimate websites, fake friend requests on social sites, and malware to obtain your bank logon credentials. Additional information and applicable terms and conditions will be provided to you in the App and at the Website. This reduced liability does not apply to PIN transactions not processed by Visa or ATM cash withdrawals (see Transactions Not Routed Through the Visa System below). The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively. Rejection of this Arbitration provision will not affect your other rights or responsibilities under this section or the Agreement. The PIN must be used on all automated teller machine (ATM) transactions and PIN transactions. In this specific scam companies working with foreign suppliers are often targeted. Also, if you become aware of and/or your statement or electronic history shows transactions that you did not make or authorize, notify us at once following the procedures stated in the paragraph labeled Your Right to Dispute Errors. For mail order, telephone, Internet or other card-not-present purchases, merchants may choose to route a transaction as a PIN transaction without asking you to enter your PIN. $0. Learn about the threats and how to protect yourself. You will need to tell us: 2. Lending criteria apply to approval of credit products. If you conduct a transaction in a currency other than U.S. dollars, the merchant, the Card Network or other entity that processes the transaction may convert any related debit or credit into U.S. dollars in accordance with its then-current policies. You will not violate any laws, interfere or disrupt computer networks, impersonate another person or entity, violate the rights of any third party, stalk, threaten or harass anyone, gain any unauthorized entry, or interfere with the systems and integrity of the App and Website. All Cards are issued by Sutton Bank and distributed and serviced by Telos Gifting, LLC, which may be contacted by phone at 866-353-4237 or by mail at 495 Mansfield Avenue, Pittsburgh, PA 15205. . In-store: To use the virtual card in-store, shoppers need to add the card to their Apple or Google wallet, then pay using Apple or Google Pay at the payment terminal. Under Visa U.S.A. Inc. Operating Regulations, your liability for unauthorized transactions using your Card Account that take place on the Visa system without a PIN is $0.00 if you are not grossly negligent or fraudulent in the handling of your Card. No cash or ATM access. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. Theres no substitute for dedicated IT supportwhether an employee or external consultantbut businesses of more limited means can still take measures to improve their cybersecurity. You always find the most recent version of this Agreement in the Majority Mobile Application (App) and on https://www.majority.com (Website). You may simply lock the card for the specific vendor and not have any additional recurring spend blocked. If we decide to do this, we will credit your Card within ten (10) business days for the amount you think is in error, so that you will have the use of the money during the time it takes to complete the investigation. The Card is issued by the Bank. The PIN you set will apply both in relation to your Virtual Card and your Plastic Card. Easy to Give, Easy to Use. The employees are targeted in order to obtain personally identifiable information (PII) or tax statements of employees and executives, important data that can be used in future attacks. You are responsible for all authorized transactions initiated and fees incurred by the use of your Card. Lost or Stolen Cards/Unauthorized Transfers. If we decide that there was no error, we will send you a written explanation. Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard. You must contact us at once if you believe your Card or PIN has been lost or stolen, or that someone has transferred or may transfer money from your Card Account (for example by using your Card) without your permission. Read More Business Details. You agree that any notice or communication sent to you at an address noted in our records shall be effective unless we have received an address change notice from you. Preauthorized transfers will not be allowed. You are wholly responsible for the use of each Card according to the terms of this Agreement subject to the section labeled Lost or stolen cards/unauthorized transfers below, and other applicable law. Control physical accessPrevent access or use of business computers by unauthorized individuals. See our Rewards Terms and Conditions for Cash Back and the Welcome Bonus for details. Click on this link to access the MoneyIQ for Business Financial Literacy and Education Center. If you need more information about our error-resolution procedures, please contact Customer Service. The Card is nontransferable, is not for resale, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. We use cookies for security purposes, to improve your experience on our site and tailor content for you. It isn't connected to a personal bank account or another debit card. . If you do not notify us in writing within sixty (60) days after you become aware of the transaction and/or after the statement was made available to you, you may not get back any value you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the value if you had notified us in time and you are grossly negligent or fraudulent in the handling of your Card. We may refuse to process any transaction that we believe may violate the terms and conditions of this Agreement. You agree that we will not be responsible for temporary interruptions in service due to maintenance, App or Website changes, or failures, nor shall we be liable for extended interruptions due to failures beyond our control, including but not limited to the failure of interconnecting and operating systems, computer viruses, forces of nature, labor disputes and armed conflicts. To initiate a signature transaction at the point of sale, select Credit and sign the receipt (if required by the merchant). All credit decisions are made by Backoffice.co, Inc DBA finally. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info. Our business days are Monday through Friday, excluding US federal holidays, even if we are open. Isolate payment systems from other, less secure programs and do not use the same computer to process payments and surf the Internet. After collecting the necessary data, attackers will behave as the company CEO or any high-level executive and send an email to employees in finance, requesting money transfers to the account they control. We do not waive our rights by delaying or failing to exercise them at any time. Such software is readily available online from a variety of vendors. Leverage existing relationships with issuing banks, networks, and card fulfillment providers to go live in days not months. The Revenued Business Card Visa Commercial Card is powered by Marqeta. Product. WE RESERVE THE RIGHT TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER SUBJECT TO INDEMNIFICATION BY YOU, IN WHICH EVENT YOU WILL COOPERATE IN ASSERTING ANY AVAILABLE DEFENSES. Any funds withdrawn from an ATM or POS device are subject to the following transaction limits (in addition to any other restrictions or limitations set out in this Agreement). See our Rewards Terms and Conditions for, Best Business Credit Cards Comparison Tool. 29. A cybersecurity risk assessment can identify where a business is vulnerable, and help you create a plan of actionwhich should include user training, guidance on securing email platforms, and advice on protecting the businesss information assets. Regular APR. Upgrade Visa Card with Cash Rewards. For Westpac issued products, conditions, fees and charges apply. You acknowledge and agree that the value available in the Card Account is limited to the funds that you have loaded into the Card Account or have been loaded into the Card Account on your behalf. Easily expand across the United States, Europe, and Asia with our global-ready platform. Finally, BackOffice.Co Inc. . Upon aforesaid cancellation, we will continue to honor transactions you have made up until your the cancellation is processed in accordance with this Agreement, which may take up to forty-five (45) days following your cancellation, during which regular fees will apply (if any). Similar to logging in online, the app will usually provide you with a home screen once you . All software vendors regularly provide patches and updates to their products to correct security problems and improve functionality. Annual Fee. Bank of America normally charges a $5 ATM fee. Square Debit Card may be used wherever Mastercard is accepted. Simplify your life and stay in control conveniently and securely, with the Sutton Bank Mobile App. SUTTON BANK PREPAID RULE LONG FORM DISCLOSURE. Reduce purchasing . Customer Service agents are available to answer your calls Monday-Friday from 8am to 6pm and Saturday 9am to 5pm USA Central Time. Earn 1 point for every dollar, redeem for brand-name merchandise, travel, or office supplies. If we are unable to contact you, we may be required to transfer any funds remaining with respect to your Card to state government authorities as unclaimed property. | The Revenued Business Card is a purchase of future receivables and not a loan. Any references to days found in this Agreement are calendar days unless indicated otherwise. To earn the victims trust, this communication frequently employs persuasion, urgency, and authority. . Our Liability for Failure to Complete Transactions. If the merchant credits your Card, the credit may not be immediately available. Score Some Rewards. * Rewards offers are subject to approval. A dedicated specialist from Scotiabank is ready to assist - from consultation to implementation to help ensure your team takes full advantage of the program. Can I customize the card with my business logo? Besides no annual fees, this card also doesn't come with any activation or maintenance fees, making it a perfect cost-effective . This Agreement will be governed by the laws of the State of Ohio except to the extent governed by federal law, without regard to any conflicts of law provisions that provide for the application of the law of another jurisdiction. **This card is issued by Axiom Bank, N.A. See how Square uses Marqeta. Cybersecurity risks come in a wide variety of shapes and sizes, making it critical to recognize, disclose, and properly respond to a cyber threat. We reserve the right to block, suspend, or cancel your Card if, as a result of our policies and processes, we detect what we reasonably believe to be fraudulent, suspicious, or criminal activity or any activity inconsistent with this Agreement. However, the criteria to qualify for this program can be flexible, based on your companys size and business needs. The Cancellation will not affect any of our rights or your obligations arising under this Agreement before the Card was cancelled. If you do provide access to your Card or Card number, you are liable for all transactions incurred with the Card or Card number. 3. LendingClub, First Century Bank, Green Dot and Metropolitan Commercial Bank didn't respond to Forbes' requests for comment.A Sutton Bank spokesperson says, "the fraud rates we experience . - Transfer Funds. Developed by the DHS Cybersecurity and Infrastructure Agency (CISA), this toolkit will help you raise awareness and reduce the impacts of supply chain risks. The Card will remain the property of the Issuer and must be surrendered upon demand. In case of errors or questions about your electronic transactions or Card Account, contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transaction listed on the statement or receipt. The Virtual Visa Gift Card can be redeemed at internet merchants everywhere Visa . We will not be liable, for instance: If through no fault of ours, you do not have enough funds available on your Card to complete the transaction; If a merchant refuses to accept your card; If an ATM where you are making cash withdrawal does not have enough cash; If, when you initiated the transaction, an electronic terminal, the system, ATM, or point-of-sale terminal was not operating correctly, and you knew about the problem when you initiated the transaction; If access to your card has been blocked after you reported your Card lost or stolen; If there is a hold or your funds are subject to legal or administrative process or other encumbrance restricting their use; If we have reason to believe the requested transaction is unauthorized; If circumstances beyond our control (such as fire, flood, or computer or communication failure) prevent the completion of the transaction, despite reasonable precautions we have taken; or. By creating an email address with a spoofed domain and just adding 1 digit or one letter in the domain name you could become a victim. Accounts are FDIC-insured up to $250,000. When you use your Card, you are redeeming the value on the Card and not making a withdrawal from a checking or savings account. Card Account Balance/Transaction History/Cardholder Agreement. Your Card and your obligations under this Agreement may not be assigned. The Card issued to you by Sutton Bank enables you to make certain electronic fund transfers to and from your prepaid Card Account with Sutton Bank.
2022-07-08T15:03:45+08:007月 8, 2022|